Government assistance

The Australian Government provides:

To access the subsidies or loans you must meet the eligibility requirements.  To find out if you are eligible you can use the tool on the Study Assist website.

Commonwealth supported place

All Australian citizens, New Zealand citizens or permanent visa holders studying an undergraduate degree who meet the eligibility requirements are awarded a Commonwealth supported place (CSP).

If you are enrolled in a CSP, your course is subsidised by the Australian Government and you will only be liable for a student contribution amount.

To confirm your place you must:

Submit a valid electronic Commonwealth assistance form (eCAF) before the census date of the relevant study period.

For more information about Commonwealth supported places visit the Australian Government’s StudyAssist website.

Higher Education Loan Programs (HELP)

There are four HELP loan schemes that allow you to defer payment of your fees. To access any of these HELP loans you will need to complete the relevant eCAF.

If you choose to use a HELP loan to defer your tuition fees, the Australian Government pays your fee amount directly to Curtin University on your behalf and a HELP debt is recorded for you with the Australian Taxation Office against your tax file number.

Further information about HELP is available on the Study Assist website.

HECS-HELP

HECS-HELP is a loan available to eligible students enrolled in a Commonwealth supported place to pay their student contribution amounts.

To be eligible for HECS-HELP you must:

Before applying for HECS-HELP we recommend you read the Australian Government information brochure – Information for Commonwealth supported students and HECS-HELP.

For more information visit the Australian Government’s StudyAssist website.

FEE-HELP

FEE-HELP is a loan available to eligible domestic students enrolled in a fee-paying place.

To be eligible for FEE-HELP you must

Before applying for FEE-HELP we recommend you read the Australian Government information brochure – FEE-HELP information brochure.

For more information visit the Australian Government’s StudyAssist website.

SA-HELP

SA-HELP is a loan available to eligible domestic students who do not wish to pay the Student Services and Amenities Fee (SSAF) upfront.

To be eligible for a SA-HELP loan you must:

  • Be enrolled in an eligible course of study at an approved provider, such as Curtin University
  • Meet the citizenship and residency requirements
  • Submit an SA-HELP eCAF via OASIS before the census date of the relevant study period and provide your tax file number or Certificate of Application for a tax file number.

Before applying for SA-HELP we recommend you read the Australian Government information brochure – SA-HELP information brochure.

For more information visit the Australian Government’s StudyAssist website.

OS-HELP

OS-HELP is a loan available to eligible students enrolled in a Commonwealth supported place who want to undertake some of their study overseas.

Further information about OS-HELP is provided under:

For more information visit the Australian Government’s StudyAssist website.

Other things you need to know about

Tax file number (TFN)

Your tax file number is your personal reference number issued by the Australian Taxation Office. 

You are required to submit your tax file number (TFN) on an electronic Commonwealth Assistance Form (eCAF) on or before the Census date of the relevant study period to be eligible for a HELP loan and defer your fees.

If you do not provide your TFN on your eCAF, you will be required to make a full up-front payment of your student contribution or tuition fees to avoid cancellation of your enrolment.

Your TFN is unique to you and cannot be used by anyone else, and you cannot use anyone else’s TFN.

If you do not have a TFN, you can apply for one by visiting the Australian Taxation Office (ATO) website. Once you have completed the online application form, you must then book an interview with a participating Australia Post Outlet to complete your application. For further information please refer to the ATO website or Australia Post website.

After you have applied for your tax file number (TFN):

You must submit an eCAF before Census date, and attach your Certificate of Application for tax file number (TFN) from the ATO. You must also include your Australia Post Receipt confirming submission of your application, as stated on the application form.

When you receive your TFN you have 21 days to provide it to Curtin. This is done by lodging new eCAFs, ensuring you enter your TFN in the space provided (please do not submit your TFN as an attachment). If you submit your form:

  • before the census date, the new eCAF will replace your previously submitted forms.
  • after the census date, you must email Student Finance and Statutory Reporting at feesassist@curtin.edu.au to advise that you have submitted your TFN on your eCAF, and your student record will then be updated.

Eligibility for New Zealand Citizens

Eligible New Zealand Special Category Visa (SCV) holders who meet the requisite criteria will be able to access Higher Education Loan Program (HELP) loans. New Zealand students applying for a HELP loan are required to provide proof of eligibility when submitting an eCAF.

To be eligible, you will have to:

  • Be a New Zealand citizen who holds a Special Category Visa (SCV)
  • Have first entered Australia as a dependent minor aged under 18 years
  • Have been residing in Australia for the previous 10 years (and you have been present in Australia for at least eight out of those 10 years) at the time of application for the loan
  • Have been residing in Australia for the past 18 months out of the last 2 years at the time of application for the loan
  • Meet the other eligibility criteria for a HELP loan under the Higher Education Support Act 2003 (HESA).

The documents required to be submitted with your eCAF are:

How to submit your eCAF

  1. Login to OASIS
  2. Go to eStudent via the 'My Studies' tab
  3. Navigate to the My eCAFs tab and click Create new eCAF
  4. Enter your Date of Birth and Gender
  5. Scroll down to Question 8
  6. Tick Yes for both questions
  7. Click on the Documentary Evidence check box
  8. Attach supporting documentation (Allowable file formats are .pdf, .doc, .docx, .txt, .jpg and .bmp)
  9. Complete the remainder of the form
  10. Submit your eCAF.

Australian Permanent Residency for New Zealand citizens

New Zealand citizens who gain permanent residency (PR) in Australia would lose their SCV status.

If you lose your SCV status for any reason, you become ineligible for HELP for all units of study with census dates after the date your SCV status is lost.

For further information, please visit StudyAssist website.

eCAF forms for fee liability category

The table below shows which eCAF forms are available for each liability category and which fee type they apply to.

Liability category
Recommended eCAF
Commonwealth supported
HECS-HELP for tuition fees
SA-HELP for student services and amenities fee (SSAF)
OS-HELP for overseas study expenses
Domestic fee paying
FEE-HELP for tuition fees
SA-HELP for student services and amenities fee (SSAF)
Contribution exempt
HECS-HELP for tuition fees
SA-HELP for student services and amenities fee (SSAF)
Research term scheme (RTS) SA-HELP for student services and amenities fee (SSAF)
Fee exempt SA-HELP for student services and amenities fee (SSAF)